affordable health insurance in north carolina

In America, the health insurance industry has changed rapidly during the last few decades. In the 1970 ' s most people who had health insurance had indemnity insurance. Indemnity insurance is often called fee - forservice. It is the traditional health insurance in which the medical provider ( usually a doctor or hospital ) is paid a fee for each service provided to the patient covered under the policy. An important category associated with the indemnity plans is that of consumer driven health care ( CDHC ). Consumer - directed health plans allow individuals and families to have greater control over their health care, including when and how they access care, what types of care they receive and how much they spend on health care services.