family health insurance

These plans are however associated with higher deductibles that the insured have to pay from their pocket before they can claim insurance money. Consumer driven health care plans include Health Reimbursement Plans ( HRAs ), Flexible Spending Accounts ( FSAs ), high deductible health plans ( HDHps ), Archer Medical Savings Accounts ( MSAs ) and Health Savings Accounts ( HSAs ). Of these, the Health Savings Accounts are the most recent and they have witnessed rapid growth during the last decade.